credit_card Billing & Subscriptions

Billing Terms

Everything you need to know about how Formation Bible Study subscriptions work — pricing, trials, renewals, refunds, and how to cancel. No surprises.

Effective: January 1, 2026 · Last updated: April 16, 2026 · Berean Defense LLC
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The Short Version

Paid plans auto-renew unless you cancel before the renewal date. Paid subscriptions auto-renew unless cancelled. Cancel anytime from your account settings. We do not offer refunds for partial billing periods, but we honor refund requests within 48 hours of an unintended charge. Payments are processed securely by Stripe.

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01

Subscription Plans & Pricing

Formation Bible Study offers three tiers. The Free plan is permanent — it does not expire and does not require a credit card. Paid plans are billed on a monthly or annual basis.

Free

$0

$0 to use, no expiration. A card is required after your first two sessions to keep your account active — you won't be charged unless you upgrade.

  • Berean Standard Bible (BSB) reading
  • Up to 50 notes
  • 1 reading plan
  • 5 AI Study Assistant queries per day
  • Read-only community access
  • Ad-supported

Formation Pro

$12/mo

or $108/yr (save 25%)

cancel anytime. For the serious student who wants everything.

  • Everything in Formation Bible Study
  • Unlimited AI queries with priority access
  • Accountability partners
  • Early access to new features
  • Priority support

All prices listed in USD. See Pricing page for full feature comparison.


02

Cancellation

Both the Formation Bible Study and Formation Pro paid plans include a cancel anytime for new subscribers. During your trial you have full access to all features included in your chosen plan.

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No charge during your trial

A valid payment method is required to start a paid plan. You will be billed immediately on signup.

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One trial per person

You may cancel your subscription at any time from Account Settings. Cancellation takes effect at the end of your current billing period.

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Cancel before trial ends to pay nothing

If you cancel your subscription, your account will revert to the Free plan at the end of your billing period. Your study content will be preserved.


03

Billing Cycle & Auto-Renewal

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Subscriptions Renew Automatically

Formation Bible Study subscriptions are recurring. Your plan will automatically renew at the end of each billing period — monthly or annual — and your payment method will be charged unless you cancel before the renewal date.

Billing Period Charge Amount Renewal Date
Monthly $7 (Formation Bible Study), $12 (Plus), or $29 (Pro) Same day each month as original purchase
Annual $60 (Formation Bible Study), $108 (Plus), or $264 (Pro) Same day each year as original purchase
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Renewal Reminders

We will send you an email reminder 7 days before your annual subscription renews. Monthly subscribers receive a reminder 3 days before renewal. You can turn off marketing emails but renewal notices are transactional and cannot be unsubscribed from.

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Billing Receipts

A receipt is emailed to you after each successful charge. Your billing history is also accessible from your account settings at any time.


04

Payment Processing

All payments are processed by Stripe, a PCI-DSS Level 1 certified payment processor. Formation Bible Study does not store, see, or have access to your full credit card number, CVV, or banking details. All sensitive billing data is handled entirely by Stripe.

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Accepted Payment Methods

Visa, Mastercard, American Express, Discover, and debit cards that support recurring billing. Apple Pay and Google Pay may be available depending on your device and browser.

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Failed Payments

If a payment fails, Stripe will attempt to retry the charge over the following 7 days. You will receive an email notification to update your payment method. If payment remains unsuccessful after the retry window, your account will be downgraded to the Free plan and your study content will be preserved.

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Updating Your Payment Method

You can update your payment method at any time from Account Settings → Billing. Changes take effect on the next billing cycle and do not affect your current subscription period.

Stripe's privacy policy and terms of service govern their handling of your payment data: stripe.com/privacy.


05

Cancellation

You may cancel your Formation Bible Study subscription at any time. There are no cancellation fees and no penalties.

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How to Cancel

Go to Account Settings → Subscription → Cancel Plan. You can also email billing@formation.app and we will process your cancellation within 1 business day.

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Access After Cancellation

Your paid plan features remain active through the end of your current billing period. After that, your account reverts to the Free plan. You do not lose access to your study notes, highlights, or reading history — they are preserved on the Free tier.

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Reactivation

You can resubscribe at any time from Account Settings. Reactivating restores full paid features immediately.

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Cancel Before Your Renewal Date

To avoid being charged for the next billing period, cancel before your renewal date. Cancellations submitted on the renewal date itself may not process before the charge occurs. If this happens, see our refund policy below.


06

Refund Policy

Formation Bible Study subscriptions are generally non-refundable for partial billing periods — once a period has begun, we do not prorate or refund unused time. However, we make the following exceptions in good faith.

Situation Our Policy
Charged after cancellation Full refund issued if you contact us within 48 hours of the charge
Duplicate charge Full refund for the duplicate amount, promptly upon verification
Trial converted without reminder Full refund if contacted within 48 hours and reminder was not delivered
Unauthorized charge (fraud) Full refund after account investigation and verification
Change of mind (general) Not eligible for refund; cancel to stop future charges
Partial-period cancellation Not eligible for refund; access continues until period ends
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How to Request a Refund

Email billing@formation.app with your account email and a brief description of the issue. Include the charge date and amount. We review all refund requests within 2 business days and, when approved, process refunds within 5–10 business days depending on your card issuer.


07

Upgrades & Downgrades

You can change your plan at any time from Account Settings → Subscription.

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Upgrading

When you upgrade (e.g., Formation Bible Study to Formation Pro), you gain access to the new plan immediately. You will be charged a prorated amount for the remainder of the current billing period, then the full new plan price at your next renewal.

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Downgrading

When you downgrade, you retain your current plan's features through the end of the billing period. The lower-tier plan takes effect at the next renewal. No partial refunds are issued for downgrades.

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Switching Billing Periods

You may switch between monthly and annual billing. Switching to annual takes effect at your next renewal. If switching from annual to monthly, the monthly rate begins after your annual period expires — you will not be charged for switching.


08

Price Changes

Formation Bible Study reserves the right to change subscription prices at any time. If we increase the price of your current plan, we will notify you by email at least 30 days before the new price takes effect. The price increase will apply at your next renewal after the notice period.

If you do not cancel your subscription before the new price takes effect, your continued use of Formation Bible Study will constitute acceptance of the new price. You will always have the option to cancel before any price change is applied to your account.


09

Taxes & Fees

Prices listed on Formation Bible Study's website and app are in United States Dollars (USD) and are exclusive of applicable taxes unless otherwise stated. Depending on your location, sales tax, VAT, GST, or other local taxes may be added to your subscription price at checkout. Tax amounts will be displayed before you confirm your purchase.

Formation Bible Study does not charge any additional transaction fees beyond the subscription price and applicable taxes. Stripe may add fees in certain international transactions, which Stripe discloses in their own terms.


10

Billing Support

Questions about your bill, a charge you don't recognize, or your subscription? We're here to help.

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Billing Questions & Refund Requests

billing@formation.app
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General Support

support@formation.app
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Response Time

Billing inquiries: within 2 business days · Refund decisions: within 2 business days

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Berean Defense LLC

United States